A Chant West rating sums up our overall view on the merits of a particular fund relative to industry best practice. Funds are awarded a rating from 5 Apples (the highest) to 1 Apple (the lowest).

The rating takes several main criteria into account: organisational strengths, investments, fees, insurance (CorporateSuper small plans and PersonalSuper), administration, member services and employer services (CorporateSuper).

A key aspect of our ratings is that they relate only to multi-manager investment options. This is because most members are invested in this type of option. We therefore focus on the quality of a fund’s investment consultant and any internal investment resources, as well as the structure of these options. Investment beliefs and processes, and the quality of the people involved, are far more important to us than past performance, which is generally a poor indicator of future performance. In fact, past performance counts for only 4% of our overall assessment.

We produce separate ratings for personal funds, corporate funds (i.e. if you’re a member of a fund through your employer) and pension funds. You can view our current ratings:

for corporate funds



for personal funds



for pension funds