Chant West produces investment performance surveys for the investment options of super funds and pension funds. The reason for the separate surveys is that, even where the funds invest with the same managers and in the same underlying pool of assets, the different tax treatment of super and pension products produces different results.
Put simply, super funds are subject to tax on their investment earnings (income and capital growth) while pension funds are not. The returns shown in our surveys are after investment fees and, for super funds, after tax.
In both the super and pension surveys we focus on multi-manager, diversified products which we group according to their risk profile. We determine each fund’s risk profile according to its mix of growth and defensive assets. Broadly, growth assets refer to shares and property, while defensive assets refer to fixed interest and cash.
The five categories we use are:
|Risk Profile ||Level of Growth Assets |
| ||% |
|All Growth ||100 |
|High Growth ||81 - 100 |
|Growth ||61 - 80 |
|Balanced Growth ||41 - 60 |
|Conservative Growth ||21 - 40 |
On this website you will find performance tables for the two most commonly-used investment categories, Growth and Conservative Growth. You can access the tables for either super funds or pension funds by clicking on the links below or in the menu on the left of this page.Super Funds - Growth Super Funds - Conservative Growth Pension Funds - GrowthPension Funds - Conservative Growth Media Release - Super Funds Returns
We do publish surveys for the other risk categories. These are available by subscription, as are surveys that cover the single asset sector options of super funds.