Pension Funds - Conservative Growth Risk Profile (21 - 40%)

Net Returns For Periods To 31 March 2016

Investment Option Growth Assets (%) 1 Year (% pa) 5 Year (% pa) 10 Year (% pa)
AMP FD Conservative 32 0.5 6.7 5.2
Aon Moderate 30 0 7.8 5.6
Asgard SMA Defensive 35 -0.8 5 5.4
Aust Catholic & Ret Conservative 29 -0.4 5.7 5.1
AustralianSuper Stable 33.5 3.3 7.5 -
CareSuper Capital Stable 36.9 1.3 7.2 -
Catholic Super Conservative 25 3.4 6.9 6.4
Cbus Conservative 30.5 2.9 7.2 -
CFS FirstChoice Conservative 30 0.7 7.1 6.3
FSS (NSW) Capital Guarded 30 1.2 6.1 5.6
HOSTPLUS Capital Stable 35 0.9 7 -
Maritime Super Conservative 30 1.3 6 5.1
Mercer Conservative Growth 35.3 0.4 6.1 5
Mine Wealth + Wellbeing Stable 40 0.8 6.8 6.1
MLC Horizon 2 30 -0.2 6.2 5
MTAA Conservative 27.6 2.5 5.8 -
NGS Super Defensive 32 1.6 6.5 6
QSuper Moderate 33.6 2.6 7 5.8
RBF Tasmania Conservative 38 1.7 7.3 6.4
REST Capital Stable 38 -0.3 6.8 6.1
Russell Conservative 35.5 -0.4 6 -
Statewide Conservative 30 2.3 - -
Sunsuper Conservative 30 1.5 6.4 5.9
Super SA Conservative 34 -0.2 6.9 5.3
Tasplan Conservative 30 1.4 6.7 -
UniSuper Capital Stable 30 3 8.1 6.6
VicSuper Capital Stable 40 0.3 7.4 5.7
Notes:
  1. Returns are expressed net of investment fees and tax
  2. We define growth and conservative growth portfolios as having growth assets of >60% <=80% and>=20% <=40% respectively

Investment Returns

Chant West produces investment performance surveys for the investment options of super funds and pension funds. The reason for the separate surveys is that, even where the funds invest with the same managers and in the same underlying pool of assets, the different tax treatment of super and pension products produces different results.

Put simply, super funds are subject to tax on their investment earnings (income and capital growth) while pension funds are not. The returns shown in our surveys are after investment fees and, for super funds, after tax.

In both the super and pension surveys we focus on multi-manager, diversified products which we group according to their risk profile. We determine each fund’s risk profile according to its mix of growth and defensive assets. Broadly, growth assets refer to shares and property, while defensive assets refer to fixed interest and cash.

The five categories we use are:

Risk Profile Level of Growth Assets %
All Growth 100
High Growth 81 - 100
Growth 61 - 80
Balanced Growth 41 - 60
Conservative Growth 21 - 40

We publish investment returns for the most common categories: growth risk profile for super funds and the conservative growth risk profile for pension funds. We do publish surveys for the other risk categories. These are available by subscription, as are surveys that cover the single asset sector options of super funds. For more information, contact us.


Media Release - Super Funds Returns

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